Welcome to Cure My Credit Score

Are financial challenges holding you back? Take control of your financial future with Cure My Credit Score. We specialize in personalized credit solutions to help you achieve the credit score you deserve.

Welcome to

Cure My Credit Score

Are financial challenges holding you back? Take control of your financial future with Cure My Credit Score. We specialize in personalized credit solutions to help you achieve the credit score you deserve.

WHY CHOOSE US?

  • Proven Strategies: Our experts use proven methods to analyze and improve your credit score.

  • Personalized Approach: We tailor our services to your unique financial situation.

  • Results You Can Trust: Join the many clients who have successfully transformed their credit scores with our help.

WHAT CLIENT SAY ABOUT US

WHAT CLIENT SAY

ABOUT US

WHY CHOOSE US?

  • Proven Strategies: Our experts use proven methods to analyze and improve your credit score.

  • Personalized Approach: We tailor our services to your unique financial situation.

  • Results You Can Trust: Join the many clients who have successfully transformed their credit scores with our help.

HOW WE CURE YOUR CREDIT

Repair Road Map

Fully customized repair plan tailor made for you based on your current credit situation. This is your map to the 700 Credit Score Club

3D Coaching

You are more than just 3 numbers. We focus on your Mind, Money and Mechanics to prepare you for unlimited future success.

Unstoppable 700

We believe that the battle for financial health and freedom should not be fought alone. Time and time again, we have seen the power of community to break the strangleholds of debt and bad credit. We will be with you every step of the way as you break into the 700 club and beyond!

1:1 Coaching

The #1 key to raising your credit score and living a life of financial freedom is 1 on 1 accountability. We have such a high rate of success because we assign a personal coach to ensure you are educated and empowered to achieve your credit goals.

Dispute Blaste

No more jumping through hoops to settle credit disputes. We are renowned for crushing disputes faster than a hot knife through butter.

The Netflix Of Credit Coaching

We offer an extensive collection of credit coaching videos that you can stream at your convenience. These videos offer practical knowledge to help you take control of your credit future

HOW WE CURE YOUR CREDIT

Repair Road Map

Fully customized repair plan tailor made for you based on your current credit situation. This is your map to the 700 Credit Score Club

3D Coaching

You are more than just 3 numbers. We focus on your Mind, Money and Mechanics to prepare you for unlimited future success.

Unstoppable 700

We believe that the battle for financial health and freedom should not be fought alone. Time and time again, we have seen the power of community to break the strangleholds of debt and bad credit. We will be with you every step of the way as you break into the 700 club and beyond!

1:1 Coaching

The #1 key to raising your credit score and living a life of financial freedom is 1 on 1 accountability. We have such a high rate of success because we assign a personal coach to ensure you are educated and empowered to achieve your credit goals.

Dispute Blaste

No more jumping through hoops to settle credit disputes. We are renowned for crushing disputes faster than a hot knife through butter.

The Netflix Of Credit Coaching

We offer an extensive collection of credit coaching videos that you can stream at your convenience. These videos offer practical knowledge to help you take control of your credit future

Our Team

Bonita Grant

Founder/Senior Credit Analyst

Bonita Grant is a locally based leader and owner of Cure My Credit. She is steering financial literacy initiatives throughout her community and nationally. As a former public school teacher and non-profit development professional; she brings an integrated approach to her work, which changes client's lives through

credit counseling.

Some results of her work include: renters becoming home owners and small business proprietors growing their financial capital. She achieves this by implementing a personalized plan for each client with the goal of transforming high-risk borrowers to low- low-risk borrowers by raising their credit to a 700 score or more.

The credit counseling plan requires each client to avoid new negative information being added to their credit report and keeping their credit trade lines between 1-10% utilization. By following Ms. Grant's comprehensive plan anyone can achieve their financial goals and make their dreams come true.

Michelle Hayes

Business Consultant /Business Credit Advisor

Aubrey Hector III

Senior Credit Analyst

Sonia Benson

Senior Credit Analyst

Adriana Lobo

Senior Credit Analyst

Our Team

Bonita Grant

Founder/Senior Credit Analyst

Bonita Grant is a locally based leader and owner of Cure My Credit . She is steering financial literacy initiatives throughout her community and nationally. As a former public school teacher and non-profit development professional; she brings an integrated approach to her work, which changes client's lives through credit counseling.

Some results of her work include: renters becoming home owners and small business proprietors growing their financial capital. She achieves this by implementing a personalized plan for each client with the goal of transforming high-risk borrowers to low- low-risk borrowers by raising their credit to a 700 score or more.

The credit counseling plan requires each client to avoid new negative information being added to their credit report and keeping their credit trade lines between 1-10% utilization. By following Ms. Grant's comprehensive plan anyone can achieve their financial goals and make their dreams come true.

Michelle Hayes

Business Consultant /Business Credit Advisor

Aubrey Hector III

Senior Credit Analyst

Sonia Benson

Senior Credit Analyst

Adriana Lobo

Senior Credit Analyst

WHAT CLIENT SAY ABOUT US

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Register Now!

Free Credit Consultation

Join Us Today For Our Free Group Credit Consultation

Register Now!

Free Credit Consultation

Join Us Today For Our Free Group Credit Consultation


5 Categories Of The FICO Wheel

Accordion with Dropdown Arrows
  • Category 1

    Have you paid your previous credit accounts on time? This is the #1 most important factor that affects your FICO score. If you can learn to keep your accounts in good standing, your credit score will receive a huge boost. However, if you have multiple late or missed payments, your credit score could take a big hit.

    chart

    35%

    Payment History makes up approximately 35% of your credit score

  • Category 2

    Having multiple open credit accounts is not a bad thing. Carrying a balance on those credit accounts doesn’t necessarily lower your credit score. However, if the balance you are carrying equates to a majority of your available credit, your credit score could be negatively affected. For instance, if you have a credit card with a $1000 credit limit and you are carrying a balance of $400, that could negatively impact your credit score.

    chart

    30%

    Amount Owed On Credit Cards makes up approximately 30% of your credit score

  • Category 3

    When it comes to the length of your credit history, FICO scores take into account numerous variables: the total length of your credit history, the age of your oldest and newest accounts, how long it’s been since you used a particular account, and more. So, if you have a handful of credit accounts that you have used regularly for years and they are all in good standing, your credit score gets a boost. However, if you open multiple credit accounts in a short period of time and then run up the balances, your credit score could take a hit.

    chart

    15%

    Length of Credit History makes up approximately 15% of your credit score

  • Category 4

    There are many different types of credit accounts - credit cards, mortgage loans, student loans, retail accounts, etc. Someone with a variety of credit accounts in good standing could receive a boost to their credit score. (Don’t panic if you don’t have every type of credit account. It’s not necessary to have all of them to be considered diversified and receive the credit score boost.)

    chart

    10%

    Credit Mix makes up approximately 10% of your credit score

  • Category 5

    As we mentioned in Category 3 - “Length of Credit History”, if you open multiple credit accounts in a short period of time and then run up the balances, your credit score could take a hit. Best practice is to not open too many new credit accounts in a short period of time.

    chart

    10%

    New Credit makes up approximately 10% of your credit score


5 Categories Of The FICO Wheel

Accordion with Dropdown Arrows
  • Category 1

    Have you paid your previous credit accounts on time? This is the #1 most important factor that affects your FICO score. If you can learn to keep your accounts in good standing, your credit score will receive a huge boost. However, if you have multiple late or missed payments, your credit score could take a big hit.

    chart

    35%

    Payment History makes up approximately 35% of your credit score

  • Category 2

    Having multiple open credit accounts is not a bad thing. Carrying a balance on those credit accounts doesn’t necessarily lower your credit score. However, if the balance you are carrying equates to a majority of your available credit, your credit score could be negatively affected. For instance, if you have a credit card with a $1000 credit limit and you are carrying a balance of $400, that could negatively impact your credit score.

    chart

    30%

    Amount Owed On Credit Cards makes up approximately 30% of your credit score

  • Category 3

    When it comes to the length of your credit history, FICO scores take into account numerous variables: the total length of your credit history, the age of your oldest and newest accounts, how long it’s been since you used a particular account, and more. So, if you have a handful of credit accounts that you have used regularly for years and they are all in good standing, your credit score gets a boost. However, if you open multiple credit accounts in a short period of time and then run up the balances, your credit score could take a hit.

    chart

    15%

    Length of Credit History makes up approximately 15% of your credit score

  • Category 4

    There are many different types of credit accounts - credit cards, mortgage loans, student loans, retail accounts, etc. Someone with a variety of credit accounts in good standing could receive a boost to their credit score. (Don’t panic if you don’t have every type of credit account. It’s not necessary to have all of them to be considered diversified and receive the credit score boost.)

    chart

    10%

    Credit Mix makes up approximately 10% of your credit score

  • Category 5

    As we mentioned in Category 3 - “Length of Credit History”, if you open multiple credit accounts in a short period of time and then run up the balances, your credit score could take a hit. Best practice is to not open too many new credit accounts in a short period of time.

    chart

    10%

    New Credit makes up approximately 10% of your credit score

FREQUENTLY ASKED QUESTIONS

What is your refund policy

At Cure My Credit Scores we are passionate about helping good people repair bad credit. We do our best to assist Clients with their credit repair problems. We value Customer Satisfaction.By law we cannot make any verbal or written promise, or guarantee of outcome, score increases, or timing of credit repair services. Client may request a full refund within 5 days of first payment. After 5 days the client may request a refund if they believe that Cure My Credit Scores did not complete the obligations as defined in our Terms and Conditions, or the Client’s signed agreement. Read More

Do I have to pay for credit Services upfront?

No, we work with you and create a payment solutions that works for your budget and lifestyle

How much do your charge?

Each clients journey is different so your fees will be based on the time you spend in the program.

How long does it take to get results?

Each Client journey is different on average 5 - 7 Cycles(5-7 months)

9466 Georgia Ave, Suite 2105, Silver Spring, MD 20910

(800) 707-5022

care@curemycredit700.com

FREQUENTLY ASKED QUESTIONS

What is your refund policy

At Cure My Credit Scores we are passionate about helping good people repair bad credit. We do our best to assist Clients with their credit repair problems. We value Customer Satisfaction.By law we cannot make any verbal or written promise, or guarantee of outcome, score increases, or timing of credit repair services. Client may request a full refund within 5 days of first payment. After 5 days the client may request a refund if they believe that Cure My Credit Scores did not complete the obligations as defined in our Terms and Conditions, or the Client’s signed agreement. Read More

Do I have to pay for credit Services upfront?

No, we work with you and create a payment solutions that works for your budget and lifestyle

How much do your charge?

Each clients journey is different so your fees will be based on the time you spend in the program.

How long does it take to get results?

Each Client journey is different on average 5 - 7 Cycles(5-7 months)

9466 Georgia Ave, Suite 2105, Silver Spring, MD 20910

(800) 707-5022

care@curemycredit700.com